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Why Homesteaders?

When your funeral home partners with Homesteaders, you can be confident your funds are secure and will be available when you need them. For more than a century, Homesteaders has remained committed to our policy owners and the partners we serve.

Why funeral homes choose Homesteaders.

With proven financial security, trusted partnerships with funeral and end-of-life professionals and a deep commitment to the profession, Homesteaders remains the top choice for funeral providers — and the families they serve.
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Financial security.

Year after year, Homesteaders continues to receive an “Excellent” financial strength rating* from AM Best Company — a global insurance rating organization. We pay 100% of our customers’ claims and have paid 100% of claims for more than 100 years.

*AM Best Company, a global rating agency focused on the insurance industry, has affirmed Homesteaders Life Company’s financial strength rating of A- (Excellent) with a stable outlook. Effective May 2025. For up-to-date ratings, visit ambest.com.

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Trusted partnerships.

Homesteaders partners with trusted funeral professionals who will provide you with expert, compassionate and comprehensive care when you need it.

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Commitment to the profession.

With more than 100 years in the funeral profession, Homesteaders remains committed to funeral service, providing consistent and compassionate care and financial stability to our customers, partners and trusted organizations.

Our mission and purpose.

Helping people design a better farewell, benefiting those they love. This statement is the core of why we do what we do.

A funeral professional and an older couple are viewing ann open laptop together at a woden table, suggesting a collaborative or planning activity.
Our mission.

We create innovative, reliable preneed funding products to help funeral professionals connect with the families they serve — offering comfort and peace of mind during life’s most difficult moments.

A multi-generational family of five is walking together on a boardwalk towards the sunset on a grassy terrain. The grandparents are farther behind the rest of the family, observing them from a distance.
Our purpose.

We’re dedicated to helping people design a better, more meaningful farewell — one that reflects their values, honors their legacy and provides lasting comfort and support to the loved ones they leave behind.

A close-up of elderly and younger hands, clasped together atop a red photo album, suggesting an empathetic moment.
Our commitment to you.

We protect and secure your funds, so they’ll be there when you need them. And we choose reliable solutions and partners, so we’ll be there when you need us.

FAQs about Homesteaders.

What does Homesteaders Life Company do?

Homesteaders provides secure funding for advance funeral planning through preneed insurance policies, helping families plan ahead with confidence and peace of mind.

How long has Homesteaders been in business?

Founded in 1906, Homesteaders has been a trusted preneed provider for over 100 years.

Is my money safe with Homesteaders?

Yes. Homesteaders is financially strong (with an “Excellent” rating* from AM Best Company — a global insurance rating organization) and has paid 100% of our customers’ claims since 1906. With Homesteaders, your funds are secure and available when you need them.

*AM Best Company, a global rating agency focused on the insurance industry, has affirmed Homesteaders Life Company’s financial strength rating of A- (Excellent) with a stable outlook. Effective May 2025. For up-to-date ratings, visit ambest.com.

Who can purchase a policy through Homesteaders?

Our preneed insurance policies are available nationwide through select, trusted funeral home partners.

Does Homesteaders offer additional planning and support services?

Yes. We partner with funeral, insurance and aftercare organizations to provide resources, including online funeral planning tools, personalized training for funeral professionals and grief support when you need it.

Ready to start planning?

The first step is often the most difficult, but we’re here to help wherever you are in your planning journey. Get an idea of what’s involved in the funeral planning process by downloading our list of 125 items that often need to be considered following the death of a loved one.