About us.
Our story.
In 1906, Homesteaders issued our first policy. Over the last century (and counting), we have grown to a company of more than 300 employees, issuing 100,525 policies in 2024 with funeral providers of all sizes across the country. Every day, we help people design a better farewell, benefiting those they love.

Looking for a career at Homesteaders?
Our vibrant company culture and competitive benefits attract and retain top talent, and we hope you’ll apply today to join us!

Our core values.

Be your best.
Arrive with your best attitude and ability. Be responsive, accountable, flexible, and honest.

Serve boldly.
Dare to be committed, confident, and creative in the pursuit of success.

Be humble.
Listen, value and respect the opinions of others.

Care.
Care for your customers, your work, you colleagues and yourself.
A company you can trust.
Homesteaders is proud to be recognized for our strong dedication to each of our customers and employees. From our financial strength to our top workplace awards, you can be confident when you work with Homesteaders.



Homesteaders throughout the years.
Homesteaders traces our roots back to the early 1900s when the average family had to stretch $10 in weekly earnings to cover food, housing and other essentials. Times were tight, and very few families had breathing room for funeral expenses. “The Homesteaders” issued Policy Certificate Number One in February 1906, so families would never again have to sacrifice their financial security to pay for a loved one’s funeral.

Homesteaders grew quickly in the following years. Policy applications increased to nearly 20,500 by 1910, and we sold our policies all across the Midwest, south to Arkansas and west to Washington state.

Despite the devastating years of the Spanish flu and uncertainty of World War I, Homesteaders continued to grow. We paid every claim, even during this turbulent time, and have continued to pay 100% of claims through today. As an official life insurance company, we changed our name to Homesteaders Life Association.





* Not available in in all states.





What makes Homesteaders different?
years in business
(Excellent) financial strength rating*
policies issued in 2024
of claims paid to our customers
*AM Best Company, a global rating agency focused on the insurance industry, has affirmed Homesteaders Life Company’s financial strength rating of A- (Excellent) with a stable outlook. Effective May 2025. For up-to-date ratings, visit ambest.com.
Learn more about Homesteaders.
Ready to take the next step?
Wherever you are in your journey with Homesteaders, we’re here to help.